Hi I’m Jimmy in this video I’m going to walk through the nine investments that I would buy if I was just starting out in investing. Now my last video I said that I was gonna do my top three favorites in this video. But depending on what our investment goals are or our investment style is there’s different types of investments that could serve individual investors. So instead what I’ve done is I’d select my top three favorite ETF s top three long term buy and hold stocks and top three dividend stocks all geared towards the new investor. But because there are so many potential investments in this video I plan on running through them at a somewhat quicker pace. So if there are any companies or ETF that I mentioned in this video that you think deserve a deeper dive please let me know in the comments below. While you’re down there perhaps you could hit the thumbs up and hit the subscribe button as well as the better Bell icon for notifications. Okay let’s get rolling. Let’s start with the top three ETF for beginners. Now I think ETF are a great place to start. If you’re just beginning an investing because they come with built in diversification least the ones that I liked. So the first one is the Vanguard S&P 500 ETF ticker symbol VOO I know this is somewhat of a boring pick for an ETF it’s something that just tracks the S&P 500. But if I did nothing about investing this would be the first place I started. If a great fee of just three basis points and just so we’re on the same page a basis point is the same as one one hundredth of one percent. So for every hundred dollars that we invest in VOO they take three cents. Now this ETF also has a dividend yield of slightly less than 2 percent which isn’t too bad either. Now another option along the same lines is SPY over a VOO and SPY is good they do pretty much the exact same thing they do have a higher fee they usually they charge 9 1/2 basis points compared to veto over 3 basis points but oftentimes with SPY they offer a bit more liquidity. When it comes to options self options are something that you’re interested in and might consider SPY as a replacement for this one. Okay. Up next I’ve got a dividend ETF it’s great for beginners. If you like dividends and that’s the pro shares Dividend Aristocrats ETFTicker symbol NOBL. NOBL invests in mostly large cap companies but their real thing is that they only invest in companies that have consistently increased their dividends over a long period of time. They have a fee of 35 basis points in their current dividend yield is right around 2 percent. Now some people may make the case that 35 basis points is too high for a new investor. And maybe that’s true. So if we don’t want to pay 35 basis points then we could go with the ETF like the Vanguard High Dividend ETF ticker symbol VYM. VYM has a fee of just 6 basis points and they may have a better dividend yield of about 3 percent. Now we may ask Why go with NOBL if VYM has a lower fee and a better dividend yield. And the answer is really in performance. So this is a table of NOBL compared to VYM and as he could see at least as of now and NOBL has outperformed view I am fairly consistently. And this is after fees and accounts. This assumes we reinvest all the difference we get back into the ETF. So either way both are very good and you could go with either. Personally I just prefer and NOBL. Okay. Our third and final ETF for beginners is the iShares core U.S. Aggregate Bond ETF ticker symbol AGG. AGG Charges a fee of 5 basis points and they have a dividend yield of a bit short of 3 percent. Now this ETF invests in a ton of different bonds and with all the talk of the stockmarket pinch potentially crashing. I think this is a great and frankly somewhat necessary piece from most beginning investors. Okay now let’s shift over the top three long term buy and hold stocks for beginners. OK so first up we have Microsoft ticker symbol MSFT. Microsoft is one of my personal favorite stocks. And if I was just starting out Microsoft would be one of the first stocks after ETF that I got involved. I like them because they have decent growth if good margins and they have a very very strong balance sheet. They have more cash right now than they have debt which is impressive. So I think that they have a long term place in business in general. I think they’re going to do well over the long run. Okay. So that’s good. Up next we have Boeing ticker symbol BA. Now I like Boeing because they’re one of the few aircraft manufacturers in the world and just like Microsoft they’re unlikely to go anywhere for at least the foreseeable future called the next decade or so. Now they have run into some issues lately as I’m sure we’ve all seen some of their issues that they had that led to some plane crashes. And with that being said they do have a fairly strong balance sheet. And I would expect their revenue to pick up growth again after all these recent issues are sorted out. Now Boeing stock is. Likely to move higher over the long run because I would expect for their revenue and earnings per share to continue to grow. Plus they have a dividend yield of a bit more than 2 percent. So that’s always nice. Okay. Final buy and hold stock for new investors is alphabet also known as Google. Now Google is another one of those companies that have a great balance sheet. And once again they have more cash than they have debt and they’re likely to be around for quite a long time and they’re likely to do well for a long time. One drawback to buying Google stock is that the shares are gone for about twelve hundred dollars each right now. So if we have a broker that lets us buy partial shares that could work a great but if not twelve hundred dollars per share might be a bit much to ask. If we don’t like that a backup company to these three would be a company like Disney ticker symbol DIS I think Disney’s another great company. They’re stable. They have a good strong balance sheet. They should be around for a while now trading at about one hundred thirty dollars a share. Okay now we shift over the three best dividend stocks for new investors. Okay. The first one is AT&T ticker symbol T. Now a lot of people love AT&T because it currently pays a dividend of about five and a half percent. Now we definitely could not have this on the buy and hold list since AT&T has a ton of debt and they will have that for a while. They’ve actually done videos on AT&T and I’ve done a video specifically on AT&T is dead. There’s links in the description below. If you’re interested in seeing those but if dividends are something that we’re after. Well I would expect for AT&T to be able to maintain their dividend and continue to grow it as they have. And I do expect the stock to be a bit more volatile than some of the other ones we’ve talked about. But overall I think they will be able to continue to pay their dividend so that’s what we’re after. That’s the reason that one’s on this list. OK. Our second dividend stock is Colgate-Palmolive. Ticker symbol CL. Colgate sells many products that should continue to sell rather consistently no matter what happens with the economy. Things like toothpaste toothbrushes soaps shampoos deodorants things along those lines plus Colgate has a dividend yield of about two and a half percent which should help appeal to the dividend crop. So even if the stock market were to crash I would expect for Colgate to remain fairly defensive. Sure go down. But I would expect it to go down less than the overall market. OK our third dividend stock for beginners is another defensive company that I think could service well even in a market downturn. And that’s Bristol-Myers Squibb ticker symbol BMY. BMY is a global biopharmaceutical company and they have a dividend yield of a bit more than 3 percent. So they can be bit volatile from time to time since it’s a lot of competition in that space and they tend to be highly regulated. But from an investing standpoint they’re likely to keep growing at a somewhat steady pace and I would expect for their dividend to remain fairly consistent. Okay. So those are the nine stocks that I think are well suited for new investors or at least a combination of these markets. But what do you think. Are there any companies that are not on this list that you think would serve new investors well. And if you are a new investor are there stocks that you’re considering investing in that I didn’t mention. Please let me know what you think in the comments below. If you haven’t done so yet hit the thumbs up hit the subscribe button hit that bell so you can get notifications whenever we issue new video. Thank you for stick with me all the way to end of the video. I see in the next video. Thanks.